Share/Savings Accounts

• Regular Savings
• Additional Savings Accounts for your use
• Christmas Club Accounts
• Term Share Certificates of Deposit
• Money Managemetns Accounts

Regular Share/Savings

A Share Savings Account with a minimum balance requirement of $25.00 establishes and maintains your credit union membership. The dividend is calculated on the daily average balance and pays monthly at a rate determined by the Board of Directors. 

Additional Savings Accounts

Additional savings accounts are offered under your account number to allow you to define your savings needs.  These accounts can be opened with a $5.00 minimum balance.

Christmas Club

A Savings Account that helps members save for the holidays. It’s easy to save through payroll deduction and direct deposit or simply make a deposit in person, online or by mail.  Accounts are paid out on September 30th of each year by transfer or check.

Term Share Certificates of Deposit

We offer either a Six Month Term Share Certificate with a $2500 minimum balance requirement or a One Year Term Share Certificate with a $500 minimum balance requirement to meet your savings needs.  Both accounts offer competitive rates and are subject to a penalty for early withdrawal.

Christmas Club Accots

Money Management

With a minimum balance requirement of $2500, this account allows you to earn a higher dividend rate, as determined by the Board of Directors, than a regular share/savings account.   If you balance falls belows the minimum there are no service charges, you simply earn the dividend rate as quoted for the Share/Savings account.   There are restrictions on the number and amount of withdrawals for this account.  Please see our Truth-in-Savings Disclosure for more information.