Current Share Rates
(Rates Effective as of November 1, 2011)

Dividends are calculated on the daily average balance and are paid the last day of each month

for all share types with the exception of the Christmas Club account.. Dividends are calculated on the daily average balance and are paid the last day of each quarter for Christmas Club accounts.

Regular Shares Balances over: $50.00	0.10% APY*
Christmas Club 2010 Balances from: $0 to $2600.00 Balances over $2600.00 at Regular Share Rate	0.50% APY*
6 Month Term Share Certificate $2500 min	0.65% APY*
12 Month Term Share Certificate $ 500 min	0.80% APY*
Money Management $2500 min	0.30% APY*

*APY is the Annual Percentage Yield.

Truth_in_Savings_Disclosure

Shares/Savings

Share Drafts/Checking

Current Deposit Rates

Savings Calculators

Reorder Checks

Your savings federally
insured to at least $250,000
and backed by the full faith
and credit of the United States Government.

Current Share Rates (Rates Effective as of November 1, 2011)

Current Share Rates
(Rates Effective as of November 1, 2011)